Comparison
Xero vs QuickBooks Online
Xero is the modern cloud accounting platform with unlimited users. QuickBooks is the North American default that every accountant knows. Xero wins on price and multi-user; QuickBooks wins on accountant availability.
Xero
Invoicing
4.6
Xero is a cloud accounting platform popular with contractors, tradies, and their accountants worldwide.
- Unlimited users on every plan
- Clean bank reconciliation
- Huge app marketplace
Starting price
$20/mo
Free trialVisit site
QuickBooks Online
Invoicing
4.4
QuickBooks Online is full-featured accounting trusted by millions of SMBs.
- Industry standard with every accountant
- Deep reporting
- Massive integration network
Starting price
$30/mo
Free trialVisit site
Winner by category
| Category | Xero | QuickBooks Online | Notes |
|---|---|---|---|
| Pricing at scale | Xero includes unlimited users on every plan. | ||
| Accountant familiarity (US) | Almost every US bookkeeper knows QuickBooks. | ||
| Bank reconciliation | Xero's reconciliation UX is cleaner. | ||
| Payroll (US) | QuickBooks Payroll is more mature in the US. | ||
| App marketplace | Both have deep ecosystems. | ||
| Best for | Xero for teams; QuickBooks if your accountant insists. |
Xero
From $20/mo
QuickBooks Online
From $30/mo
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